Trying to Get Back to Solvency

The journal that this archive was targeting has been deleted. Please ...I did not need to get one of those easy debt review deals to tell me what I needed to do, and so I have pretty much stopped spending money until I am back to where I need to be. I was pretty stupid when I was in college and I spent a lot of nights out with my credit cards and a girl. Of course I was having a really great time and so were a lot of my pals. It did not make a lot of sense to do it, but I was not used to paying my bills and of course you really do not have to pay off your credit cards. Those guys are pretty happy to let you pay the minimum. They can charge you those really high interest rates for the rest of your life and not really care if you die owing them a lot of money.

Of course my girlfriend is the one who was responsible for making me start taking action. She got a look at my bills and laughed at me.

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